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Covert CCV in Dumps ( Dumps generating algorithms)

M

_Mike74

#1
Hi carders,I hope you all doing well!
Due to to many received mails regarding dumps generating algorithms I decided to write this post to answer to all of you in one place.But before.......
I will make something clear for those of you which are to "intelligent" for Carding School....or not!
Some of you just complain with me that I use to post "old" information about carding and they were not able to find here nothing new.Let me make it clear,at this moment Carding School is not for PRO carders!And it is fine how it is.In time,it will be a whole Carding e-book,but I have to start with the basic things,because this blog is made for help noobs to in on this business.If you considerate this place is not for you,feel free to re-search other free training sites or blogs.I bet you won't find!Or feel free to pay between $1500 to $3000 to a cvv cashing out guide,which you have to pay before you know what's about.And believe me,you will have some big surprises when you will see you paid for nothing,as most of those cvv cashing out guides contain this basic methods of buying e-gift cards,buying products on the phone or worst....nothing.Now that I made it clear with those "mega-intelligent" carders wanna-be,let's go over the dumps generating algorithms.
I must tell you that many legit vendors add generated dumps in their bases and sale them to their costumers.So,yes ,generated dumps work sometime in POS but not always.Depending on many things,a generated dump may get approved or declined in POS.For get a successful transaction in store with a generated dump you will need.
1.a valid cvv
2.the correct dumps generating algorithm
CVV
Every carder has his own cvv provider.I use to buy from auto-shops as is much more easy to deal,don't have to wait for the seller to came online,get the cvv instant once the payment is made,get auto refund,etc.Of course many auto-shop have death bases and bad checkers.And their checkers will always give approved when you request refund for a bad cvv,but this is mean that the shop admin is a ripper and all you have to do is find an other shop.So once you got your cvv,the valid one for a trusted provider you many try to generate a dump from it.You can't check the cvv,because the checker in 99% of cases kills the cvv.I recommend you to buy the cvv from the providers you know have good bases,with high approval rate and just bet on luck and hope the cvv is valid.
Many of you have been asking how to find the correct algorithm for dumps generating.Well this is not that difficult,any case is not a brain surgeon so there is nothing to worry about.You can find out the algorithm of the dumps from same BIN if you will observe many dumps of that BIN.Also you can get the short cut and buy someone else work,I mean find an algorithms sellers and buy the algorithm of the BIN you need from him.I shall tell you that I saw in forums some algorithms sellers.The lowest price of an algorithm is $200.So you will pay $200 and get the algorithm of ONLY 1 BIN.I prefer and recommend that you find out the algorithms by yourself ,is easy.Just considerate the structure or format of the bank cards track2.You can read more about it on the post Dumps tracks format and generated
I will try to write a formula of Track 2 structure
formula
T2: card#=YYMM-service code-discretionary data
example
T2:4313070934709901=1207101000000010900000 (is not a real track,just an example!)
so,when we match the formula with the example ,we have
card number is in this case 4313070934709901
= is =
YY stand for year of expired date,in this case 12 (2012 )
MM stand for month of expired date,in this case 07 (July)
service code is 101
discretionary data is in this case 00000010900000
Every algorithm of dump generating will have this formula
T2:card#=YYMM-service code-discretionary data (without "-")
I assume that until this point is clear for everyone,if not you know where to find me!

Now, a cvv will contain:
card number
expired date
cvv or cvv2 number Card Verification Code
name of the holder
billing address,including country,ZIP
telephone number and e-mail address some time
From the whole cvv we will need just card number,expired date and cvv number!
Let's imagine we are in the school and we got an exercise

Given
CVV details
card number :4313070934709901
expired date : July 2012
cvv number :109
card holder name:xyxxxx
card holder address:aabb 1212 xcad


Formula of dumps Track 2
T2:card number=YYMM- service code -discretionary data

To find T2=?

Solving

We will replace in the formula card number,YYMM,service code with the detail of the CVV
so,we will get
T2:4313070934709901=1207101discretionary data
I used for service code 101 because 431307 is a USA dump issued by FIA cards service.Any USA credit card issuer not issued until now 201 chip cards so I assumed that this card is 101.Of course this is just a supposition,because even if the issuer is from USA,the service card may be different then 101,but I never find a 431307 card with other service code except 101.
So until this point,we have an incomplete dump track 2 generated from an CVV details.The own and main problem now is to find and replace in the formula the discretionary data.Here is where you experience,your knowledge and intelligence is required.
experience
depending on how many dumps of same BIN you saw and worked,you can see what is similar between those dumps
knowledge
knowing the bank card tracks structure and format is important because it will tell you what discretionary data may contain.Because I don't want you to cook your brains is will tell you that discretionary data may contain
a.the PIN VERIFICATION KEY INDICATOR (1 digit)
b.the PIN VERIFICATION VALUE (different then ATM PIN and contain more then 3 digits)
c.the CARD VERIFICATION VALUE or....CVV
At this moment ,the issuer only use as discretionary data PIN VERIFICATION VALUE and CARD VERIFICATION VALUE.So now you won't be able to find dumps which contain in the Track 2 at discretionary data PIN VERIFICATION KEY INDICATOR.
intelligence
only by using your intelligence and observing different dumps of same BIN you will know with what number you shall replace the discretionary data in the Track 2 formula.Most easy to generate dumps are those which contain in their discretionary data the CARD VERIFICATION VALUE,or easy to call CVV.

You must know that always when Track 2 contain as discretionary data the CVV ,this (cvv) is surrounded by 0's.Different BIN's contain different number of 0's before and after the CVV.
So we have now the generated T2 of a dump from 431307 BIN
T2:4313070934709901=1207101000000010900000
I accept that this post is not very easy to read and understand,but if you will read it many times and try to understand each detail,you will be able to generate some dumps from valid cvv's.Even if only those dumps which contain in their discretionary data the cvv number.
For any question feel free to contact via e-mail as start from today,I won't answer to any new comer on Icq .So if you need a chat in Icq ,first you should request me in e-mail this thing.
Stay safe and good luck!
 

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