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List of Merchant POS Codes (Useful for understanding decline transactions while cardi

M

_Mike74

#1
Code:
00 Approved authorization/transaction 
01 Call 
02 Refer card to issuer 
03 Invalid division code 
04 Pickup 05 Do not honor 
06 Other error 08 Approved, honor with ID 
10 Default call 
11 Approved VIP approval 
12 Invalid Transaction Type 
13 Bad amount 
14 Invalid credit card number 
15 Default call Low fraud 
16 Default call Medium fraud 
17 Default call High fraud 
18 Default call Fraud service unavailable 
19 Re-enter transaction 
20 Credit floor Low fraud 
21 Credit floor Medium fraud 
22 Credit floor High fraud 
23 Credit floor Fraud service unavailable 
24 Verified Approved None 
25 Verified Approved None 
26 Pre-noted Approved None 
27 No reason to decline Decline Cust. 
28 Received and stored Approved None 
29 Provided Auth Approved None 
30 Invalid field data 
31 Request received Approved None 
32 BIN Alert Approved None 
33 Card expired 
34 Approved for partial Approved None 
35 Zero Amount Error Fix 
36 Bad Total Auth amount Error Fix 
37 Invalid Secure Payment Data Error Fix 
38 Merchant not 
MC SecureCode Enabled Decline Call 
40 Requested function not supported 
41 Lost/Stolen
43 Stolen card 
50 Positive ID 
52 Processor decline 
56 Restraint 
58 Transaction type not permitted 
59 Soft AVS 
60 Do not honor Low fraud 
61 Do not honor Medium fraud 
62 Do not honor High fraud 
63 Do not honor Fraud service unavailable 
64 CVV2 Failure 65 Invalid Security Code 
66 Other error 68 Invalid credit card number 
69 Card does not support method of payment 
71 No account 72 Invalid institution code 
73 Unauthorized user 
74 Invalid card expired 
75 Bad amount 
77 Bad amount 
78 Missing companion data 
79 Invalid merchant 
80 Invalid method of payment for division 
81 Call Low fraud 82 Call Medium fraud 
83 Call High fraud 
84 Call Fraud service unavailable 
85 Duplicate order number 
86 Auth down, recycle auth. 
87 Invalid currency 
88 Invalid P-card 3 
89 Credit floor 
91 Approved Low fraud 
92 Approved Medium fraud 
93 Approved High fraud 
94 Approved Fraud service unavailable 
95 Invalid Data Type Error Fix 
96 Invalid Record Sequence Error Fix 
97 Percents Not Total 100 Error Fix 
98 Issuer Unavailable 
99 No answer from host 
A1 Payments Not Total Order Error Fix 
A2 Bad Order Number Error Fix 
A3 FPO Locked Error Wait 
A4 FPO Not Allowed Error Call 
A5 Auth Amount Wrong Error Fix 
A6 Illegal Action Error Fix 
A8 Invalid Start Date Error Fix 
A9 Invalid Issue Number Error Fix 
B1 Invalid Transaction Type Error Fix 
B5 Not on file Decline Fix 
B7 Fraud Decline Cust. 
B8 Bad Debt Decline Cust. 
B9 On Negative File Decline Cust. 
C1 Invalid Issuer Decline Cust. 
C2 Invalid Response Code Decline Fix 
C3 Excessive Pin Try Decline Cust. 
C4 Over Limit Decline Cust. 
C5 Over Freq Limit Decline Cust. 
C6 Over Sav limit Decline Cust. 
C7 Over Sav Freq Decline Cust. 
C8 Over Credit limit Decline Cust. 
C9 Over Credit Freq Decline Cust. 
D1 Invalid For Credit Decline Fix 
D2 Invalid For Debit Decline Fix 
D3 Rev Exceed Withdrawal Decline Cust. 
D4 One Purchasing Limit Decline Cust. 
D5 On Negative File Decline Cust. 
D6 Changed Field Decline Fix 
D7 Insufficient Funds Decline Cust. 
D8 Encrypted Data Bad Decline Fix 
D9 Altered Data Decline Fix 
E3 Invalid Prefix Decline Fix 
E4 Invalid Institution Decline Fix 
E5 Invalid Cardholder Decline Fix 
E6 BIN Block Decline Fix 
E7 Stored Approved None 
E8 Invalid Transit Routing Number Error Fix 
E9 Unknown Transit Routing Number Error Fix 
F1 Missing Name Error Fix 
F2 Invalid Account Type Error Fix 
F3 Account Closed Error Cust. 
F4 No Account / Unable To Locate Error Fix 
F5 Account holder Deceased Error Cust. 
F6 Beneficiary Deceased Error Cust.
 F7 Account Frozen Error Cust. 
F8 Customer Opt Out Error Cust. 
F9 ACH Non-Participant Error Cust. 
G1 No Pre-note Error Fix 
G2 No Address Error Fix 
G3 Invalid Account Number Error Fix 
G4 Authorization Revoked by Consumer Error Cust. 
G5 Customer Advises Not Authorized Error Cust. 
G6 Invalid CECP Action Code Error Fix 
G7 Invalid Account Format Error Fix 
G8 Bad Account Number Data Error Fix 
G9 No Capture Decline N/A 
H1 No Credit Function Decline N/A 
H2 No Debit Function Decline N/A 
H3 Rev Exceed Withdrawal Decline Cust. 
H4 Changed Field Decline N/A 
H5 Terminal Not Owned Decline N/A 
H6 Invalid Time Decline Fix 
H7 Invalid Date Decline Fix 
H8 Invalid Terminal Number Decline Fix 
H9 Invalid PIN Decline Fix
 J1 No Manual Key Decline Fix 
J2 Not Signed In Decline Fix 
J3 Excessive Pin Try Decline Cust.
 J4 No DDA Decline Fix J5 No SAV Decline Fix
 J6 Excess DDA Decline Cust. 
J7 Excess DDA FREQ Decline Cust. 
J8 Excess SAV Decline Cust. 
J9 Excess SAV FREQ Decline Cust. 
K1 Excess Card Decline Cust. K2 Excess Card Freq Decline Cust. 
K3 Reserved Future Decline N/A 
K4 Reserved Closing Decline N/A 
K5 Dormant Decline Cust. 
K6 NSF Decline Cust. 
K7 Future RD Six Decline N/A 
K8 Future RD Seven Decline N/A 
K9 Transaction Code Conflict Decline Fix 
L1 In Progress Decline Wait 
L2 Process Unavailable Error Resend 
L3 Invalid Expiration Error Fix 
L4 Invalid Effective Error Fix 
L5 Invalid Issuer Decline Fix 
L6 Tran not allowed for cardholder Decline Cust. 
L7 Unable to Determine Network Routing Error Call 
L8 System Error Error Call 
L9 Database Error Error Call 
M1 Merchant Override Decline Decline Cust.
 

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